I think I saw a creepy eerie movie that gave me the willies and which sounds like Carnival of Souls except that the main protagonist was a man; that movie shrouded me in a will-o'-the-wisp cloud so thick that all I remember is a deserted road in the heart of darkness and a car that eventually crashed onto a tree. The passenger comes out of the car and schlepps up the road to a haunted-looking mansion. Only toward the end of the movie do we realize he is actually dead.

Perhaps HE was a SHE.